Long Island Workers Comp FAQ
Getting injured on the job in Long Island can be a scary experience. Not only can a work injury lead to significant medical expenses, but it may require you to take time away from work, during which you’ll miss out on a significant amount of income. You may wonder how you’ll pay your bills in addition to your medical expenses as you focus on recovering from your injury.
New York employers must hold workers compensation insurance to financially protect employees in case they get hurt on the job. Workers comp insurance also protects employers from being sued for liability. Although workers comp benefits are an excellent resource, getting your claim approved can be complicated.
You’ll likely have questions after your Long Island work injury, which is why we’ve answered some of the most frequently asked questions below. A Long Island workers comp lawyer from Jaghab, Jaghab & Jaghab, PC can help if you have further questions or concerns.
What accidents are covered under workers comp insurance?
Any accident that occurs while at work and leads to an injury or disease will qualify for workers comp benefits unless the injury or disease was caused by third-party negligence. If your work injury was caused by third-party negligence, you may need to file a personal injury lawsuit.
What types of workers comp benefits can I receive?
You can receive medical benefits and wage replacement for your work injury. If your work injury makes it impossible for you to return to work, you could receive social security disability benefits. If a work injury kills an employee, the employee’s family could receive death benefits.
Do I have to see a specific doctor for my work injury?
If your work injury requires emergency medical treatment, any healthcare provider can treat your injury; however, if your work injury doesn’t require emergency treatment, you must see a doctor that’s authorized by New York’s Workers Compensation Board.
Are prescriptions drugs covered under workers comp?
Yes, you can receive reimbursement for any medications prescribed by your attending physician. Your employer’s workers comp insurance can explain the process of reimbursement to you.
What can I do if my workers comp claim is denied?
If your workers comp claim is denied, you can appeal your claim within thirty days of the judge’s initial decision. Three board members will then review your case and decide whether a change on the decision should be made. If your claim is denied again, you can appeal it again and continue to escalate it through the courts.
Reach Out to a Long Island Workers Comp Attorney
Filing a workers comp claim can feel overwhelming if you have no experience with the process. An attorney from Jaghab, Jaghab & Jaghab, PC can support you every step of the way and make you feel confident as you fight for what you deserve.
To speak with a Long Island workers comp lawyer from our team, fill out the contact form below or call 516-747-8830 to schedule a free consultation.